Agua USDC: risk rating

APY from November 6, 2026 to November 13, 2026: 10.00% at the start and 10.00% at the end, ranging from 10.00% to 10.00%.

APY from October 14, 2026 to November 13, 2026: 10.00% at the start and 10.00% at the end, ranging from 10.00% to 10.00%.

Expected loss model

An estimate of the share of a deposit that could be lost over a year and of how likely a loss is. Smart Deposit strategies admit a pool only when these estimates are within their limits.

Expected loss per year8.29%

Probability of losing more than 1% of the deposit15.22%

Sources of loss

Protocol exploit · Agua0.45%

Probability of losing more than 1% within a year: 2.48%

Issuer failure · Agua7.84%

Probability of losing more than 1% within a year: 13.06%

Outside the limits of the Conservative strategy
Outside the limits of the Moderate strategy

Model risk-el-v1. The estimates are statistical and rest on past incidents. They are not a guarantee: a pool with low estimates can lose value, including its full amount.

Protocol

Agua pool on Monad. Category: Onchain Capital Allocator. LIQUMO rates the pool on the data published by DeFiLlama and the protocol.

CategoryOnchain Capital Allocator

Protocol TVL$20.2M

Network TVL$923.2M

Listed on DeFiLlamaAugust 3, 2026

Median APY of comparable pools4.97%

Incident historyNo recorded incidents

Pools of the same class with at least $10M TVL.

Audit reports

docs.tropicalwater.xyz/audits/audits

Stablecoins

USD Coin (USDC)Fiat-backed · $0.9997

Agua USDC

APY history

Expected loss model

Sources of loss

Protocol

Audit reports

Stablecoins

APY history

Expected loss model

Sources of loss

Protocol

Audit reports

Stablecoins

What drives the risk

Raise the risk

Lower the risk

Dependency chain

All factors

Protocol and code

Asset and collateral

Liquidity and withdrawal

Yield

Network

What can go wrong

Among similar pools

Score over 30 days

What the score is based on

Data sources