Accountable USDC

Network · MonadAsset · USDCHigh risk 5.1

Current APY12.01%Base rate 11.64% · Rewards 0.37%

30-day average12.05%

TVL$5.4M

APY from November 6, 2026 to November 13, 2026: 12.03% at the start and 12.02% at the end, ranging from 12.00% to 12.04%.

APY from October 14, 2026 to November 13, 2026: 12.04% at the start and 12.02% at the end, ranging from 11.99% to 12.14%.

APY from August 15, 2026 to November 13, 2026: 12.14% at the start and 12.02% at the end, ranging from 11.99% to 12.14%.

APY from August 11, 2026 to November 13, 2026: 12.14% at the start and 12.02% at the end, ranging from 11.99% to 12.14%.

Expected loss model

An estimate of the share of a deposit that could be lost over a year and of how likely a loss is. Smart Deposit strategies admit a pool only when these estimates are within their limits.

Expected loss per year11.27%

Probability of losing more than 1% of the deposit19.62%

Sources of loss

Protocol exploit · Accountable0.39%

Probability of losing more than 1% within a year: 1.82%

Issuer failure · Accountable10.88%

Probability of losing more than 1% within a year: 18.13%

Outside the limits of the Conservative strategy
Outside the limits of the Moderate strategy

Model risk-el-v1. The estimates are statistical and rest on past incidents. They are not a guarantee: a pool with low estimates can lose value, including its full amount.

Protocol

Accountable pool on Monad. Category: Uncollateralized Lending. LIQUMO rates the pool on the data published by DeFiLlama and the protocol.

CategoryUncollateralized Lending

Protocol TVL$2.5M

Network TVL$925.1M

Listed on DeFiLlamaDecember 4, 2025

Median APY of comparable pools4.88%

Incident historyNo recorded incidents

Pools of the same class with at least $10M TVL.

Audit reports

docs.accountable.capital/accountable-documentation/vaul…

Stablecoins

USD Coin (USDC)Fiat-backed · $0.9998

Expected loss model

An estimate of the share of a deposit that could be lost over a year and of how likely a loss is. Smart Deposit strategies admit a pool only when these estimates are within their limits.

Expected loss per year11.27%

Probability of losing more than 1% of the deposit19.62%

Sources of loss

Protocol exploit · Accountable0.39%

Probability of losing more than 1% within a year: 1.82%

Issuer failure · Accountable10.88%

Probability of losing more than 1% within a year: 18.13%

Outside the limits of the Conservative strategy

Outside the limits of the Moderate strategy

Model risk-el-v1. The estimates are statistical and rest on past incidents. They are not a guarantee: a pool with low estimates can lose value, including its full amount.

Protocol

Accountable pool on Monad. Category: Uncollateralized Lending. LIQUMO rates the pool on the data published by DeFiLlama and the protocol.

CategoryUncollateralized Lending

Protocol TVL$2.5M

Network TVL$925.1M

Listed on DeFiLlamaDecember 4, 2025

Median APY of comparable pools4.88%

Incident historyNo recorded incidents

Pools of the same class with at least $10M TVL.

Stablecoins

USD Coin (USDC)Fiat-backed · $0.9998

Accountable USDC

APY history

Expected loss model

Sources of loss

Protocol

Audit reports

Stablecoins

APY history

Expected loss model

Sources of loss

Protocol

Audit reports

Stablecoins

What drives the risk

Raise the risk

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Dependency chain

All factors

Protocol and code

Asset and collateral

Liquidity and withdrawal

Yield

Network

What can go wrong

Among similar pools

Score over 30 days

What the score is based on

Data sources