Aave V3 USDE: risk rating

APY from November 6, 2026 to November 13, 2026: 0.00% at the start and 0.00% at the end, ranging from 0.00% to 0.00%.

APY from October 24, 2026 to November 13, 2026: 0.00% at the start and 0.00% at the end, ranging from 0.00% to 0.00%.

Expected loss model

An estimate of the share of a deposit that could be lost over a year and of how likely a loss is. Smart Deposit strategies admit a pool only when these estimates are within their limits.

Expected loss per year0.80%

Probability of losing more than 1% of the deposit6.06%

Sources of loss

Protocol exploit · Aave V30.43%

Probability of losing more than 1% within a year: 3.76%

Stablecoin loss of peg · USDE0.37%

Probability of losing more than 1% within a year: 2.39%

Within the limits of the Conservative strategy
Within the limits of the Moderate strategy

Model risk-el-v1. The estimates are statistical and rest on past incidents. They are not a guarantee: a pool with low estimates can lose value, including its full amount.

Protocol

Aave V3 pool on Xlayer. Category: Lending. LIQUMO rates the pool on the data published by DeFiLlama and the protocol.

CategoryLending

Protocol TVL$14.58B

Listed on DeFiLlamaApril 1, 2022

Median APY of comparable pools5.00%

Incident history1

Pools of the same class with at least $10M TVL.

March 12, 2026Aave V3 · Oracle Misconfiguration$862K

Audit reports

aave.com/security

Stablecoins

Ethena USDe (USDE)Crypto-backed · $0.9995

Aave V3 USDE

APY history

Expected loss model

Sources of loss

Protocol

Audit reports

Stablecoins

APY history

Expected loss model

Sources of loss

Protocol

Audit reports

Stablecoins

Why the risk is low

Raise the risk

Lower the risk

Dependency chain

All factors

Protocol and code

Asset and collateral

Liquidity and withdrawal

Yield

Network

What can go wrong

Score over 30 days

What the score is based on

Data sources